Personal Financial Development

Giving you the tools to build a more secure financial future

CEI offers friendly and expert no-cost advising services for business at every stage – from “just an idea,” to grand openings and beyond.

Buying a home or taking out a college loan are some of the biggest financial decisions we ever make, and we’re often asked to do it with little knowledge or support. 

Then there are the more everyday questions – what is my credit score and why does it matter? How do I manage to pay my bills and set some aside for savings?

Our financial wellness coaches are certified by HUD and the Financial Counseling Association of America (FCAA), to help you meet your financial goals, whether it is buying your first home, staying in your current home as you age or face foreclosure, or simply making solid decisions about budgeting and debt. 

FINANCIAL DEVELOPMENT SERVICES

Find the Right Program for You

Not sure which program is the best fit for you?

Take our simple quiz to match you with a program in just a few clicks!

Homeowner and Homebuyer Education

Our supportive staff offers support and reputable information for:

  • first-time home buyers,
  • aspiring landlords,
  • seniors interested in Home Equity Conversion Mortgages or “Reverse Mortgages,” and
  • homeowners facing mortgage defaults and/or foreclosures.

Most offerings are free and all are confidential.

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Offerings

One-on-One Advising, Workshops and Classes

Focus

Open to all Maine residents. 

Student Loan Counseling

Student loan debt seems to be becoming more complex and costly every year. Our certified counselors can assist borrowers in navigating Federal assistance programs and determining if there are better, more-affordable options available to them and how to access them.

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Offerings

One-on-One Advising

Focus

Open to Maine residents with existing student loan debt  

Financial Wellness Coaching

Many of us find ourselves living paycheck to paycheck or staring at large amounts of credit card debt without an idea of where to begin. CEI’s financial wellness coaches can assist you in reviewing your current budget, understand your situation and help you develop a plan to achieve your short and long-term goals.

Offerings

One-on-One Advising

Focus

Open to homeowners in Maine-based Resident-Owned Communities (ROCs)