Coastal Enterprises, Inc. (CEI) is a statewide private, nonprofit community development corporation with an international reputation for developing cutting edge, innovative programs to create economically and environmentally healthy communities in which all people, especially those with low incomes, can reach their full potential, CEI provides financing and technical assistance to small businesses, social services and housing projects, with branch offices in Portland, Lewiston, Augusta, Sanford, Fairfield, Farmington, and Bath. We seek motivated individuals who share our commitment to deliver resources to Maine people to help them achieve their economic goals.

Salary is competitive, based on experience and applicable skills. CEI offers a generous benefits program, including health/life/disability insurances, and a pension plan.

To apply for employment, please send resume and cover letter referencing the position for which you are applying to: Personnel, Coastal Enterprises, Inc., POB 268, Wiscasset, Maine 04578, or e-mail to

Chief Financial Officer

CEI seeks a Chief Financial Officer to provide comprehensive asset-liability management and reporting, including development of risk management policies and compliance and reporting procedures for credit, investment, and internal funding activities. The position is also responsible for strategic financial analysis and modeling of existing programs and new opportunities in a dynamic and entrepreneurial environment.

Qualifications:

• Experienced manager with a strong background in complex asset-liability management in both nonprofit and for profit environments, strategic planning, and financial and credit analysis.

• Commitment to CEI's mission of job creation, poverty alleviation and environmental responsibility.

• Excellent written and oral communications skills; capacity to work collaboratively at senior management levels, interacting with CEO and other department heads, board, board committees and external funding partners to achieve capital funding, capital deployment, and risk management objectives.

• MBA/CPA/CFA or equivalent education or training required, with a minimum of ten years’ progressive experience in senior management, financial modeling and analysis at the company, division and program levels, and the structuring of credit and investment products. Knowledge of the issues involved in financing and developing real estate, especially housing, is desirable.

Responsibilities: Manages the financial assets and liabilities of the corporation, performs risk assessment, and oversees the credit and investment portfolios and for profit subsidiary activity. Manages relationships with, and provides financial reporting to, funding sources. Participates in corporate leadership with the CEO, COO and the senior management team to develop corporate strategy, planning, policies and budgets, and evaluate financial aspects of programs, projects and departments. Develops long-term financial projections and monitors corporate financial status. Reports to the CEO; is member of senior management team; serves as management liaison to the CEI Board of Directors’ Investment and Executive/Finance Committees, and the venture capital and New Markets Tax Credit subsidiaries.

Applications will be accepted until the position is filled. Please send cover letter and resume to Personnel-Finance.

Housing Counselor

Responsibilities: Develop public/private partnerships and coordinate housing counseling activities with diverse institutions, organizations, agencies and policymakers to ensure funding and successful program implementation, participant outcomes, and broadest positive impact of the program on beneficiaries. Coordinate, develop and deliver pre and post-purchase housing counseling, including loss mitigation/foreclosure prevention. Coordinate homeownership education, landlord training program and other services for low to moderate-income individuals to support their efforts to build assets through homeownership and become economically self-sufficient.

Qualifications: Bachelor’s degree or at least five years experience in related field preferred. Housing Counseling credentials preferred or coursework in real estate, mortgage brokering, predatory lending, loss mitigation/foreclosure prevention. Strong organizational and administrative skills, financial planning and budgeting knowledge. Effective interpersonal, oral, written and public speaking communications skills. Computer proficiency and experience in MS Word and Excel and data bases.

Please send cover letter and resume by April 30, 2008 to Personnel-Housing.

Loan Services & 504 Specialist

CEI seeks a Loan Services and SBA 504 Specialist to work in Portland with Loan and Investment Officers to screen, process and monitor CEI’s loan portfolio. Performs all loan servicing for the SBA 504 loan portfolio.

Responsibilities: Requires extensive and direct contact with various small business owners, attorneys, bankers, etc. Research/resolve customer problems; maintain CEI’s Deal Log, provide deal /status flow information for management and various funding sources; prepare documentation for CEI loans, including credit checks, commitment letters, agreements, mortgages and required closing documentation; set up and maintain loan data base file; respond to initial customer inquiries re lending services. Responsible for all SBA 504 debenture portfolio loan processing, servicing and maintenance.

Qualifications: Minimum two-year college degree plus related training/courses; minimum of five years experience in loan processing or a closely related field; effective organizational, communications, interpersonal, and presentation skills, requiring tact and diplomacy when dealing with customer account problems. Strong computer skills in Microsoft Office suite (Word, Excel, Access) required, Sparak loan processing software preferred; able to adhere to strict deadlines, and work with little direct supervision. Extremely detail oriented. This is not an entry-level position.

Please send cover letter and resume to Personnel/Lending.

The board and staff of Coastal Enterprises, Inc. (CEI) value diversity in all aspects of program participation and employment. CEI is an equal opportunity provider and maintains an effective Affirmative Action program.

COME GROW WITH US!